Guest Blogger: Stephen Shitara
Now the scary part. Costs. Cost vary greatly depending on institution, but the cost of an associate degree in RT can be as high as $50K and then potentially tack on thousands more for a bachelor’s degree, and choice does not now seem so clear cut. Nationwide students are struggling to pay back what seems to be never ending student loan payments. As costs grow, so do the loan amounts, and likewise the time to pay them back. A recent article in US News (Oct 2014) suggests the average pay off time at 21 years, yes that right, 21 years. As a college instructor who teaches bachelor level courses in respiratory therapy, I know doubt see the benefit of pursuing higher education. Many of my students are long time RT’s who are returning to college as either an employer requirement or for potential career advancement. They regularly offer testimonials on how their advanced degree helped them grow personally, professionally, an ultimately helped them to provide better patient care, so indeed the benefits are tangible. I personally have no regrets, having bought and paid for 2 degrees in respiratory therapy (sort of, as I too am still paying off a student loan).
Ultimately it will be a personal choice for the aspiring student, or the returning RT seeking an advanced degree. We as a family, have taken the leap as well, signing on to support our son attending a fine private university. No doubt rising costs have muddied what at one time was a clear choice and part of the American dream instilled in us, of attending of college and having more opportunity that our parents. I do have my concerns, but I still hope that dream stills hold true for my children and yours. I’d be interested to hear your comments on this topic.
About the author
Stephen Shitara BS RRT is an experienced respiratory therapist who specializes in acute critical care. Stephen has also taught respiratory therapy for a number of years as a clinical instructor and to associate and bachelor level students in a large nationally accredited respiratory therapy program. He resides with his wife and three children in Idaho.
I can completely relate to your struggles, Stephen. My oldest graduated from college three years ago, number two graduated this April, number three is getting ready to start her junior in college this fall, and my "baby" is entering her senior year of high school. I am a teacher (and graduate student) and my husband is middle management, so we are by no means upper class. That being said, my children have qualified for no financial aid other than the academic scholarships they all earned. My daughter who is entering her junior year as a nursing student recently found out that her class will be the first required to complete a doctorate in order to become a nurse practitioner. My husband and I have had to make tremendous sacrifices to pay for our children to all go to school. I do wonder why, when the average family income has dropped to its lowest level since 2007, have we seen an overall college tuition rate increase over 11% across the United States? I am the first to advocate for children going to college, but it is becoming more difficult each year for parents to help their children achieve this goal. Hopefully, solutions can be found, so that college does not become impossible for the middle class.
ReplyDeleteHello Tammy. I share your concerns. We are in the same boat. My son was very high achieving, yet our income precluded us from any financial aid. Like your children, he received academic scholarship offers, many of which were the top ones available, yet,basically the amounts were a drop in the bucket. The university he chose had a sticker price of $71 K a year for all costs, many others were very similar in price with either out of state tuition with little or no aid, or private universities with a higher cost, but offering more aid.Fortunately I have quite a gap before my two younger children reach college age, but I truly doubt that the loans that I am taking out for my son will be anywhere near being payed off.I think that the line that we were taught as children "you can do anything if you work hard", the idea that if you worked hard as a student, you could actually attend any university in the country.At least that was my perspective being raised in a lower middle class family, and indeed I have done better than my parents, but I truly believe that we are on the verge of losing this this aspect of the American dream.I'm certain that the better educated we are as a country, the better we can compete on a global level.I'm not sure how this shift has happened, and I'm not quite sure how to fix out, but I do believe that this huge problem should be a topic of high importance in an presidential election year. I guess we will have to wait to see if any of the candidates feel the same. Thanks, Stephen
DeleteI can also relate. I have just started the journey to take get my master's degree and it has been something I have thought about for a few years now. I am a mom to three young kids, so time is my biggest challenge. Before applying to the program, I tossed around the pros and cons. Besides the time being taken away from my family, the biggest con was cost. As a teacher in Idaho, paying for graduate credits seems like a cost that doesn't seem worth it when considering how much (or how little) it would increase my pay. It just doesn't add up. As much as I enjoy learning, I really had to convince myself and my husband, that this was worth it in the long run. I just really hope I am right! :)
ReplyDeleteIt is totally worth it! I have spent the last 15 years stuck at a BA+30 on the payscale even though I have (through recertification and additional certifications) completed over 100 graduate credit hours. The only good aspect to me waiting is that a program like the BSU Edtech masters did not exist in my early teaching years and I have really loved all I have learned. Don't give up, keep plowing through. You will be so glad that you did at the end.
DeleteI live her in Idaho as well Tara. I know we need dedicated and educated teachers as yourself. So I hope your efforts pay off. Cheers, Stephen
DeleteTara I would also agree with Tammy. This is a overall great idea that stretches into your future, no matter where you path of teaching takes you being armed with a masters from BSU will serve you well.
Delete21 years to pay off college debt?! I sure hope not! After graduating last year from a private university where tuition for one year was over $50K and then jumping right into my masters program, I understand the struggle. I am just hoping that the cost of my masters will pay off when in the long run! I'll keep my fingers crossed!
ReplyDeleteHello Katelyn,
DeleteThe good news is that your going to be done soon, and you can start on your doctorate. Lol. Good luck, Stephen
Katelyn it is shameful how much higher education has risen; frankly I wonder if the average college student fully grasp the financial tunnel they are entering. Without turning this discussion into a political one, higher education must seek a reformation.
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